Why not link the user accounts on the forum to the FTP server. This will take care of leaks and having to change the login info all of the time. It will also make people more accountable as people who try to leach the whole server could be banned temporarily etc. Things dont seem to be too problematic this days but still I dont see why nobody has written some sort of web interface to make the ftp user database cross reference with the forum. Maybe thats too much work to be worth it though.

Snatch